Dr. Randy and Yolanda Palmer
What carriers does Ethos work with?
Ethos provides life insurance issued by A-rated carriers, including Legal & General America, Ameritas Life Insurance Group, TruStage, and multiple reinsurers.
How does the client application process work?
You’ll provide your client with a link to the Ethos website, where they can start the online application. We’ll ask the client a few basic questions about themselves and their health. The client must provide all application responses. If approved, the policy is issued right away.
Does Ethos offer agent support?
Yes, once signed-up, you’ll have access to our live chat and agent support teams.
Are Ethos products only for people in good health?
Ethos products can provide coverage for more than 95% of U.S. adults aged 18-85.
How are commissions paid?
Commissions are paid weekly and Dr. Palmer's team is one of the few that pays 100% advanced commissions.
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Dr. Randy Palmer
License #: 0C59278
Cell: (559) 900-8495
Call or Text!
Managing Director
ETHOS
Dr. Randy Palmer
Agency
ETHOS
Dr. Randy Palmer
Agency
Dear prospective agent,
My name is Dr. Randy Palmer. I am a retired Biology Professor in California. I have been in Financial Services for 23 years. I have been life licensed since early 1999, and also in Securities with my Series 6,63,26, and 65 License. I also served my clients for many years as a licensed agent in Property and Casualty and Real Estate. I have a very unique company called ETHOS, which is providing a very special opportunity in selling insurance
I am looking for current licensed Life Insurance agents and newly licensed Life Insurance agents, specializing in Final Expense, and Term Insurance. We offer some of the best and most competitive products in the industry. There are a number of characteristics that I think really define our company
and allow us to stand alone in the industry:
1. There is no need to talk with an agent if the client does not want to.
2. No Blood Tests or Medical Exams.
3. Many, many clients receive same day coverage with an affordable price!
4. Only a few Health questions are asked online.
5. Top Rated Term and Final Expense carriers.
6. Commissions are paid weekly, and 100% of the Annualized premium!
Please contact me with your interest as I am looking for honest, hardworking agents to use this streamlined system to help clients. In addition, you will also earn a great income by offering some of the best products available and doing so with some of the best tools available, all from the comfort of
your home! Lead programs are also available.
Education & Credentials:
B.S. Geology: CSU Fresno 1987
B.A. Biology: CSU Fresno: 1987
Single Subject Clear Credential: Fresno Pacific University: 1992
M.A. Zoology: Fresno Pacific University: 1994
PHD: Vertebrate Zoology: Leicester, England: 2003